Importance of Health Insurance:
Amidst the current covid pandemic, health insurance has become the need of the hour for almost everyone. Though we cannot plan our illness in advance, we can indeed make necessary arrangements for covering the medical costs upfront for sure. Health insurance provides the much needed medical cover for major illnesses, thereby reducing your financial stress at the time of hospitalization. There are a variety of health insurance policies which can reimburse you the expenses incurred towards sudden illness and injury or even pay your medical care provider directly. Hence purchasing a health insurance policy must be an integral part of your financial planning indeed!
Reasons to buy Mediclaim Policies:
1. Modern lifestyle:
We have started to lead a mechanical life that is full of stress and urgency. Hectic work schedules, long commuting hours, wrong food habits, gadget addiction, pollution and toxic food have made us prone to several health hazards. This has paved way for incurring major illnesses such as obesity, diabetes, heart disease and respiratory problems right in the middle age itself! So it is extremely key to clearly understand the importance of health insurance.
2. Staggering medical costs:
The cost of medical treatment has risen by multiple thresholds of late. The expenses involved in undergoing a surgery starts from a few lakhs to even crores at times! So, in such a scenario, why not spend a few money from your pocket right now rather than repent later? Sounds logical know?
3. Income tax exemption:
All payments made towards health insurance are exempted under section 80D of the Indian IT Act. Therefore instead of paying a hefty sum as tax, you can use that money towards protecting your family’s future by availing attractive plans from Star health insurance. Do you need yet another reason to buy mediclaim policies? Not at all…
4. Save money:
Not only sudden hospitalization cause mental anguish and stress, but it will also dent your savings by a considerable margin. By availing a suitable health insurance cover, you can have your other dreams like buying home, saving for your child’s education and planning your retirement life intact.
5. Peace of mind:
What if your loved one meets with an accident all of a sudden? And, the doctors demand several lakhs of rupees to operate them on an urgent basis in a matter of few hours? Of course no one wants to encounter such a traumatic situation or have sleepless nights worrying about their family members. The affordable health insurance plans of Star health will definitely bail you out of such desperate instances.
Right time to get yourself health insured:
Most of the people are often confused about the right age to purchase a medical insurance. Even though it can be bought at any age, it is a wise decision to take it at your younger age in order to save big. It is a well known fact that the premium of the health insurance policies increase with age and the past medical history of the insured. So, the earlier you take it, the lesser you pay for it!
Selecting the ideal health cover:
Healthy people who don’t have any past medical history can go for a general health insurance plan for taking care of any unforeseen medical emergencies. However, those who are already undergoing medical treatment, can opt for an apt critical illness policy that will cover all the aspects of their specific disease. Also, you can either get yourself insured under the individual insurance policy or get your entire family insured under a family health cover at a competitive price.
Benefits of medical insurance:
Statistics indicate that, we Indians, shed a major chunk of our hard earned money and lifetime savings towards medical expenses and the figures are on a rise year after year. Therefore it is strongly recommended for all salaried people to start investing in an health insurance policy right away to stay safe during this corona outbreak. Not only will it provide cashless hospitalization facility, but it will also pave way for a high quality treatment and that too at a nominal price.
Hope you all would have known a lot about the benefits of medical insurance through this particular blog. So what are you guys waiting for? Book your mediclaim policies from us to avail a gamut of associated financial benefits right now!!!
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